TERMS AND CONDITIONS AGREEMENT Welcome to mprende.io', operated by mprende.io'. By accessing and using this website, you agree to comply with and be bound by the following terms and conditions of use. If you do not agree to these terms and conditions, you should not use this website. 1. Website Usage a. You must be at least 18 years old to use this website. b. You may use this website for lawful purposes only. c. You may not use this website to harass, intimidate, defame, or otherwise harm others. d. You may not use this website to transmit viruses or other harmful code. 2. Intellectual Property a. The content on this website, including but not limited to text, graphics, images, and logos, is the property of mprende.io' and is protected by copyright and other intellectual property laws. b. You may not use, reproduce, modify, or distribute the content on this website without the express written permission of mprende.io'. 3. User Content a. You are solely responsible for any content you submit to this website, including but not limited to comments, reviews, and user-generated content. b. By submitting content to this website, you grant mprende.io' a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. c. You represent and warrant that you have all necessary rights to submit the content and that the content is not defamatory, infringing, or otherwise unlawful. 4. Payment and Refunds a. If you purchase goods or services through this website, you agree to pay the applicable fees and taxes. b. All sales are final unless otherwise stated. c. If you are entitled to a refund, it will be processed in accordance with our refund policy. 5. Privacy Policy a. We collect and use personal information in accordance with our privacy policy, which is incorporated into these terms and conditions by reference. b. By using this website, you consent to the collection and use of your personal information in accordance with our privacy policy. 6. Disclaimers and Liability a. This website is provided "as is" without warranty of any kind, express or implied. b. mprende.io' is not liable for any damages arising from the use of this website, including but not limited to direct, indirect, incidental, punitive, and consequential damages. 7. Termination a. We reserve the right to terminate your access to this website at any time and for any reason. b. If we terminate your access to this website, you must immediately cease all use of the website. 8. Governing Law a. These terms and conditions shall be governed by and construed in accordance with the laws of [California]. b. Any disputes arising from these terms and conditions shall be resolved in the courts of [California]. By using this website, you agree to these terms and conditions. If you have any questions about these terms and conditions, please contact us at mprendemedia@gmail.com.